Do the Small Things Add Up?

If you're trying to increase your savings rate, you should start by optimizing the big ticket items: rent, car, restaurants, etc. But some of these daily/weekly/monthly expenses look so small compared to the total. Have you ever wondered if your daily $5 coffee + bagel habit adds up to a number you care about? What about $6 beers at happy hours every Friday? Does a $10 Uber commute to work really push back your timeline to reach financial independence? 

To take the guess work out of the math, we built this nifty little calculator. What small expenses do you incur on a daily, weekly and monthly basis? Will you be surprised by the compounding effect over 10 years?

Spend or Save

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